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"Жизнь нам дана только для того, чтобы мы славили Бога, благотворили ближнему и достигали вечного царства указанным в Евангелии тесным путем"
(св. Преподобный Амвросий Оптинский)
"Что сломанный зуб и расслабленная нога, то надежда на ненадежного человека в день бедствия"

(Притч 25, 20).
"Блажен человек, который снискал мудрость, и человек, который приобрел разум, - потому что приобретение ее лучше приобретения серебра, и прибыли от нее больше, нежели от золота"
(Притч 1,13).


Insurance against construction and erection risks is a comprehensive type of insurance providing protection to construction participants against the risks of accidental loss or damage to construction sites, materials, construction equipment, other property, as well as civil liability for harm caused to third parties.

The interests insured are:
  • Construction sites (residential buildings, municipal offices, power plants, airports, bridges, mooring berths, tunnels, dams, structures, etc.);
  • Assembly sites (thermal turbines and generators, compressors, transformers, motors, machine tools, steel structures, switching networks, power plants, boilers, heat pipelines, water pipes and other facilities);
  • Construction site equipment (utility rooms, warehouses, temporary buildings and structures, scaffolding, lathwork, engineering networks, etc.);
  • Construction machines and mechanisms (graders, scrapers, bulldozers, marking machines, asphalt-spreaders, cranes, hoisting units, mechanical loaders, compressors, etc.);
  • Facilities located on or in the immediate vicinity of the construction site;
  • Maintenance period liability;
  • Construction site cleaning costs incurred as a result of a loss occurrence;
  • Liability to third parties for property damage or personal injury caused.

Insurance perils:
  • Various fire perils (fire, explosion, lightning strike, etc.));
  • Natural disasters (flood, foundering, hurricane, storm, landslide, etc.);
  • Emergency events (facility collapse, short circuit, high or low pressure, etc.);
  • Falling of aircraft or their parts;
  • Mistakes made during installation;
  • Illegal actions by third parties (theft, vandalism, looting, etc.);
  • Inadvertent violations of the rules and regulations for the performance of works by persons not responsible for the organization of works (negligence, neglect behavior, etc.).

The insurance agreement establishes exclusions - those events under which the insurance company is not obliged to pay insurance compensation.